Fund-side / Capital
Connect uses, sources and repayment logic. Financing should reflect the purchase structure, working-capital requirements and the operating evidence—not an assumed headline valuation.
The mandate
MerchantBanker.ca develops the capital-stack strategy and identifies appropriate funding participants through its network of lenders and investors, subject to transaction fit and written authorization.
Sources & uses
Assess senior secured debt and, where eligible, financing through BDC, FCC, EDC or participating lenders under the Canada Small Business Financing Program. Suitability depends on the borrower, use of funds, security and current programme requirements.
Consider mezzanine debt, buyer equity, vendor take-back and contingent consideration against repayment capacity, control, security priorities and downside scenarios. Availability and terms are transaction-specific.
Financial Analysis examines cash conversion, debt capacity, covenant sensitivity and the proposed funding mix. An Information Memorandum can organize the business, financing request, risks and repayment logic for lender review.
Acquisition financing used to complete a purchase is distinct from standalone capital raising or securities activity. Such work requires a separate written scope and appropriate professional or regulatory review. Financing is subject to lender and investor decisions.
Your next decision
Can the business support the proposed repayments and retain enough operating cash?
How Transaction Readiness works →A workable financing plan pays for the transaction and leaves enough flexibility to operate the business afterward.
How acquisition financing fits together →The next step